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Thursday, March 3, 2016

I am Debt Free!!!!!!!!!

FPU lessons

baby steps (Dave Ramsey)
1 save $1000
2 get out of debt/debt snowball
3 3- 6 months of expenses for fully funded emergency fund  (about 3yrs  avg for steps 1-3)

baby steps 4-6 do at same time
4 15% into retirement
5 college
6 pay off the house   (about 7yrs avg)
7  Build wealth and Give for Financial Peace

Live like no one else now so you can live like no one else later   :)

Lessons
1   Super Saver
2 Relating w/money
3 Cash Flow
4 Dumping debt
5 Buyer beware
6 Role of Insurance
7 Retirement and college planning
8 Real Estate and mortgages
9 The Great Misunderstanding  (build wealth and give)

food storage week by week
water
candy
beef jerky
rice
oats


weight watchers

this week started a journey for the new me.  I am so much happier in only 6days. feel lighter. clothes a little better. most of all different way of eating, veggies etc. so glad chose to do this.  I know it wont change my major problems but at least I will be with my kids a little longer and be more confident. little things like wearing a womens watch and fitting into airplane seat are what I look fwd to.
12feb 2016
now 5 weeks into the plan.  lost 9.2lbs!  last 3 days were hard though cuz I let negative thoughts back in.  last night helped tons. keai and I went to gym and he helped me with barbells for chest. felt so powerfull and good.  left with back sweating and feeling them good endorphins.  yay!
Going to be brave and go weigh in today cuz I might have gained 2 or 3 lbs but that's the only way to move forward...keeping going and keep getting up. it was only a little over a pound gained but decided to get back up and track again. i can do this!

Update following week i lost!! 

NSV

been doing WW with Liz for 2 months now....down 13lbs!!  so slow which sucks with how impatient i am so i have to look for non scale victories.  
i can now do treadmill for 35min straight where when i started 10min was a killer on my back.
my back feels so much better from the pains i was getting 3months ago
my hoodies/some shirts come down to my thighs where before i had em just cover my stomach. the shirts i almost tossed at one pt cuz they looked terrible now theyre some of my favorite for working out.
my fitbit started at last 2 holes for clasp and now can go as high as the 5th notch
my puffy grey jacket zipper can meet opposite sides
if i eat something  bad it doesnt taste as good as i remember but i track and move on.
twice i gained weight and kept going to my meetings to see the weight keep coming off now.
i can see a pattern when i do show a gain once a month so i expect and know that success is just around the corner.
Learned a lot about listening to my body and what i need to eat or how much i can excercise so that i can keep it up.
more positive thoughts than negative.
thinking about what i want instead of what i don't want.  the law of attraction.  when i am on the eliptical i watch videos of fit women to encourage me. visualization for the mind and the mind itself is so stronger
I am stronger than i think.
my kids especially my son watches how i eat and starts to eat more healthy.
saving money cuz we dont buy ice cream. we will go out for it maybe once a month but thats about it.
went to Chuck a rama 2 weeks ago and realized i havent ate there in forever. when i was full i left instead of grazing just bc it was there.
helps so much to have Liz go with me and to have the support of other members who understand what i am doing and encourage me.